Category: Estate Planning
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Ep. 103: Designing a Sale: Value, Timing, and Terms with Brian Goodhart
Ever wonder why some founders exit with clarity and calm while others get trapped by their own success? We sit down with M&A advisor Brian Goodhart of Capstone Strategic to unpack the real mechanics of selling a mid-market business—what buyers actually value, how timing and structure shape outcomes, and why “someday” is a dangerously vague plan. If your company is your largest asset, this conversation helps you protect it. We go deep on the difference between owning a job and owning a transferable business, the quiet power of clean financials, and building a leadership bench that can run without you....read the full article
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Ep. 102: From Money to Meaning: Redefining Wealth as Family Well-Being with James E. Hughes Jr. and Rich Christiansen
What if the word “wealth” never meant money first? We open up the original meaning—well-being—and use it as a compass for healthier families, stronger decisions, and better outcomes. With James E. Hughes Jr. and Rich Christiansen, we unpack why fortunes dissipate, how culture compounds, and where law and leadership can finally serve the humans between the bank accounts. We dive into the universal proverb of “shirt sleeves to shirt sleeves,” reframing it through entropy and agency: you can’t defy the physics, but you can choose when. That choice hinges on adding energy—welcoming new members as contributors, developing elders who steward...read the full article
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Ep. 95: Uncovering the Rembrandt in Your Business Attic: A Conversation with Rob Follows
Rob Follows, founder and chairman of STS Capital, shares his expertise on helping business owners achieve maximum value when selling their companies by targeting strategic buyers rather than financial buyers. His passion stems from his own experience selling a business for 27 times EBITDA, only to later discover the buyer had valued it at 100 times EBITDA. • The concept of “Rembrandts in the attic” – identifying hidden value that strategic buyers can leverage more effectively than current owners • How STS Capital helps business owners sell directly to strategic buyers for 2-3 times what financial buyers typically offer...read the full article
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Ep. 94: Capital Preservation: Navigating Wealth in Uncertain Times with Ken Grewal
What happens to your wealth when traditional investment models no longer work? Ken Grewal, Co-founder and CEO of Forthlane, joins Scott to reveal what institutional investors are secretly worried about—and how they’re positioning their portfolios in response. The conversation takes a fascinating historical turn as Ken explains why we may be experiencing a modern version of 1970s economics, where bonds delivered negative real returns while real assets thrived. “If your equity is up 7% and you give half back to the government, you have 3.5%. If inflation is 5%, you actually lost purchasing power,” Ken warns, highlighting why conventional...read the full article
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Ep. 93: Income Roundtable with Carson Wealth, TN Wealth Advisors, Jake Stone & Jeremy Day
Have you ever worried about where your paycheck will come from after retirement? That’s the anxiety we tackle head-on in this illuminating discussion about creating reliable income streams for your post-working years. The income bucket represents the critical middle ground between emergency savings and growth investments in our three-bucket strategy. It’s what transforms abstract financial plans (what we call “pie in the sky”) into dependable monthly income you can count on (“pie on the table”). Our wealth advisors Jake Stone and Jeremy Day break down why having approximately 10 years of expenses set aside in properly structured income-generating investments...read the full article
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Ep. 90: Shattering Money Myths: How the Rich Build Wealth Differently with Stephanie Walters
Stephanie Walter, CEO of Erbe Wealth, reveals how the affluent approach money differently and shares actionable wealth-building strategies that challenge conventional financial wisdom. We uncover the myths that keep most people from building true wealth and explore why cashflow and control are the ultimate financial goals. • The wealthy utilize money actively rather than just accumulating it • Most Americans don’t realize they’re paying 2-3% in hidden 401(k) fees that devastate returns • Tax diversification is critical with tax-free buckets ideally being your largest asset pool • Premium-financed life insurance offers tax-free growth with market upside protection • Wealthy...read the full article
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Ep 83: Growth Roundtable with Scott Ford
Understanding your investments is key to making confident financial decisions that align with your long-term goals. This week’s episode explores the growth bucket strategy – a systematic approach to managing long-term investments designed to help combat inflation while maintaining focus on your values and objectives. Our team of wealth advisors shares insights on diversification strategies, tax efficiency considerations, and the importance of maintaining perspective during market volatility. We discuss how proper allocation across different investment vehicles – from traditional stocks and bonds to private equity opportunities – can help create a resilient portfolio aligned with your time horizon. The conversation...read the full article
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Ep 82: Tax Planning and Challenges
Smart tax planning starts with understanding your current position and identifying opportunities that match your situation. In this episode, Scott Ford and team members Jeff Socha – CEO & Founder, Socha Capital Wealth Strategies, Ashley Sowers – Partner, Wealth Advisor, Brian Staples – Wealth Advisor, and John Saunders – Partner, Wealth Advisor, break down tax planning approaches across three asset tiers: $500k-2M, $2M-10M, and $10M+. We explore foundational concepts like qualified plans and itemized deductions while highlighting business-owner-specific strategies. The discussion reveals how proactive planning early in the year opens up more options compared to reactive December moves. The team...read the full article
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Ep 79: Building an Impenetrable Financial Fortress: Mastering Asset Protection and Estate Planning Strategies
Unlock the secrets to securing your wealth and ensuring your financial future with our riveting discussion on asset protection and estate planning. Joined by the inimitable Jonathan ‘Cub’ Mullins (Wealth Advisor), the astute Alexis Bush (Wealth Advisor) from our Hagerstown, Maryland office, and the ever-insightful Bob Keebler (Partner, Keebler Associates), we dissect the critical strategies that go far beyond mere insurance. Uncover the pivotal importance of structuring your assets to ward off risks, learn about leveraging legal entities like LLCs, and delve into strategic debt usage – all to safeguard your hard-earned wealth from unforeseen threats. Key...read the full article
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Ep 76: Crafting a Meaningful Legacy: Estate Planning Beyond the Documents Roundtable
Are your assets destined for the right hands, and does your family understand the values guiding their inheritance? We’re here to make estate and legacy planning less daunting and more meaningful. With the help of Bonnie, Kristen, Cam and Rich, we navigate the intricacies of ensuring your legacy is preserved and cherished just as you envision. This episode is a heartfelt journey through the significance of passing down values and maintaining family unity. Expect to pick up some tips on the following: The ongoing conversation about aligning those estate documents with the heartbeat of your family The necessity of communicating...read the full article
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